If used correctly, credit cards can garner some fantastic perks from the points you earn, or you can also have a stress-free wallet as well. Other people who fail to use charge cards may charge expensive vacations and be faced will a hefty bill. Keep reading to learn how you can be smart and maintain a good credit card.
Never charge items on credit card for purchases that is not in your budget. While it is fine to use them for items you may afford later, you should avoid impulse and high-ticket purchases until you can save enough money to …